National Social Security Office Directory
Visit your local Social Security office with ease — you’ll find a map, a clickable link for turn-by-turn directions your navigation app. We’ve also included the latest weather forecast to help you plan your visit safely and comfortably.
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Yankton – Social Security
1818 Broadway Ave
Yankton, South Dakota 57078
Midwest
Phone: (877) 405-3522
Wyandotte – Social Security
3450 Biddle Ave .
Wyandotte, Michigan 48192
Midwest
Phone: (866) 964-7407
Wytheville – Social Security
130 Withers Lane
Wytheville, Virginia 24382
Southeast
Phone: (888) 632-6893
Woodridge – Social Security
7440 Providence Dr
Woodridge, Illinois 60517
Midwest
Phone: (866) 303-2724
Woodstock – Social Security
2450 Lake Shore Dr
Woodstock, Illinois 60098
Midwest
Phone: (877) 405-7828
Woonsocket – Social Security
2168 Diamond Hill Road
Woonsocket, Rhode Island 2895
Northeast
Phone: (877) 229-3542
Worcester – Social Security
51 Myrtle St
Worcester, Massachusetts 1608
Northeast
Phone: (866) 331-9069
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Essential Documents to Prepare for Your Social Security Application
When applying for Social Security benefits, having all your documents ready can save time and reduce delays. Gather originals or certified copies from the issuing agencies whenever possible.
Proof of Age
Original birth certificate or a certified copy from the issuing agency.
If born abroad: Report of Birth Abroad or birth certificate from a U.S. embassy/consulate.
Social Security Number
Original Social Security card or an official record of your number.
Proof of U.S. Citizenship or Lawful Alien Status
U.S. birth certificate, U.S. passport, Certificate of Naturalization, or Certificate of Citizenship.
If not a U.S. citizen: Green Card (Form I-551) or I-94 (Admission-Departure Record).
Proof of Identity
U.S. driver’s license, state-issued ID card, U.S. passport, or other government-issued photo ID.
Employment Records
W-2 forms from the previous year.
If self-employed: full tax return including Schedule C and Schedule SE.
Military Service Papers (if applicable)
Required if you served before 1968: DD214 or other official discharge papers.
Spousal and Family Records (if applying for spousal, survivor, or child benefits)
Marriage certificate.
Divorce decree (if applying based on a former spouse’s record).
Death certificate (for survivor benefits).
Birth certificates and Social Security numbers of dependent children.
Adoption records (if applicable).
Guardianship or custody papers (if applying on behalf of a minor or dependent adult).
Bank Information
Routing number and account number for direct deposit.
Additional Helpful Documents
Recent Social Security Statement (for verifying your earnings record and estimated benefit).
Name change documentation (marriage certificate, divorce decree, or court order if your current name differs from SSA’s records).
Medical documentation (if applying for disability benefits).
Foreign work records (if you worked in a country with a Social Security totalization agreement).
Social Security: Brief History
The history of Social Security in the United States begins during the depths of the Great Depression, when economic hardship left millions of older Americans without financial support. In response to widespread poverty among the elderly and growing public demand for a national safety net, President Franklin D. Roosevelt made Social Security a cornerstone of his New Deal reforms. In 1934, Roosevelt created the Committee on Economic Security to design a program that would provide economic protection for retired workers, the unemployed, and dependent families. Their work culminated in the Social Security Act, which Roosevelt signed into law on August 14, 1935.
The new program was designed as a contributory system, meaning workers and employers would pay into a trust fund through payroll taxes, and those contributions would later be used to provide benefits. Actual tax collections began in January 1937, with workers contributing a small percentage of their wages and employers matching that amount. This funding structure was intended to ensure the program’s long-term viability and distinguish it from direct welfare payments.
When collections first began, Social Security did not immediately provide monthly benefits. Instead, from 1937 through 1939, the program issued one-time, lump-sum payments to eligible workers who retired or otherwise qualified before the monthly benefit system was put in place. These lump-sum payments were modest by today’s standards—some were as small as a few cents—since they were based on the contributions made during the brief initial collection period.
A major milestone came in 1940, when the first regular monthly retirement benefit was issued. On January 31, 1940, Ida May Fuller, a retired legal secretary from Ludlow, Vermont, received a check for $22.54. Fuller had worked for just three years under the program and had paid in only $24.75 in total payroll taxes. She would go on to live to the age of 100, ultimately collecting more than $22,000 in benefits, illustrating the enduring promise of the system.
From those early years, Social Security evolved into one of the most significant social insurance programs in American history. What began as a modest retirement benefit for a limited group of workers expanded over the decades to include disability benefits, survivors’ benefits, and coverage for millions of additional workers. The foundational steps FDR’s vision in 1934, the first tax collections in 1937, the transitional lump-sum payments, and Ida Fuller’s pioneering monthly check in 1940 set the stage for a program that continues to play a critical role in the financial security of Americans today.
Frequently Asked Questions - FAQ
What is Full Retirement Age?
Full Retirement Age (FRA) is the age when you’re eligible to receive 100% of your Social Security retirement benefits: no early filing reductions, no waiting for delayed credits.
For most people, FRA depends on the year you were born:
-Born 1954 or earlier: FRA is 66
-Born 1955–1959: FRA increases gradually by 2 months per year
-Born 1960 or later: FRA is 67
Claiming before your FRA means a permanent reduction in benefits. Waiting past your FRA? You can earn delayed retirement credits up to age 70, increasing your monthly check.
In short: FRA is the baseline for your full benefit, and the pivot point for all your claiming decisions.
Are my Social Security Benefits reduced if I take them early?
Yes, if you claim Social Security before your Full Retirement Age (FRA), your monthly benefits will be permanently reduced.
Can I work and collect Social Security at the same time?
Yes, you can but if you claim benefits before your Full Retirement Age (FRA), there are limits on how much you can earn before it impacts your Social Security check.
Here’s how it works in 2025:
If you’re under FRA for the full year, you can earn up to $23,400.
If you earn more than that, Social Security will withhold $1 for every $2 you earn over the limit.
-In the year you reach FRA, a higher earnings limit applies: $62,160.
Social Security will withhold $1 for every $3 earned above that, but only up until the month you reach FRA.
-Once you hit Full Retirement Age, you can earn as much as you want—no penalty, no reduction.
And here’s the good news: Any benefits withheld due to the earnings test aren’t lost forever. When you hit FRA, your monthly benefit will be recalculated and increased to account for what was withheld.
Will my Social Security benefits be taxed?
Maybe, it depends on your total income.
The IRS uses something called your “combined income” to decide if your benefits are taxable. Combined income includes:
-Your adjusted gross income (AGI)
-Nontaxable interest (like from muni bonds)
-Plus half of your Social Security benefits
Here’s how it breaks down:
For Single Filers:
If your combined income is below $25,000 → no tax
Between $25,000 and $34,000 → up to 50% of benefits may be taxable
Over $34,000 → up to 85% may be taxable
For Married Couples Filing Jointly:
Below $32,000 → no tax
Between $32,000 and $44,000 → up to 50%
Over $44,000 → up to 85%
Key point:
You’ll never pay tax on more than 85% of your Social Security benefits.
And remember—state taxes vary. Some states tax Social Security; most don’t.
Want help figuring out where you fall? I can walk through a quick example if you’d like.
I am not a tax professional, this is not tax advice and you should talk with a tax professional prior to making any decisions.
My spouse died. Am I entitled to their Social Security benefit?
Yes, you may be eligible for Survivor Benefits, up to 100% of your deceased spouse’s Social Security Benefit, if certain conditions are met.
Here’s the general rule:
If your spouse worked long enough under Social Security (typically 10 years), you may qualify for survivor benefits as:
A widow or widower age 60 or older (or 50+ if disabled)
A widow or widower of any age caring for the deceased’s child under 16 or disabled
A divorced spouse (if the marriage lasted 10+ years, and you’re not remarried before 60)
How much will you receive?
You could get up to 100% of your late spouse’s benefit—depending on your age and when you file.
If you claim before your Full Retirement Age, the benefit is reduced.
If you’re already receiving your own Social Security, you may have the option to switch to the higher survivor benefit if it’s greater.
Timing Tip:
You don’t have to claim both at the same time, you may choose to start one and switch to the other later, depending on which is higher.
This is a complex decision with lasting impact. Working with a financial professional can help you get it right.
My spouse died. Will I get both checks: mine and theirs?
Unfortunately, no, you won’t receive both your full benefit and your spouse’s full benefit at the same time.
Here’s how it works:
Social Security will only pay the higher of the two benefits—not both.
If your own benefit is lower than your deceased spouse’s, you may receive a survivor benefit to bring you up to their amount.
If your benefit is already higher, you’ll simply keep receiving yours.
Example:
Your benefit: $1,200/month
Your spouse’s benefit: $2,000/month
→ You may receive $2,000/month total, not $3,200.
Strategy tip:
If you’re eligible for both your own and a survivor benefit, you may be able to start one and switch to the other later to maximize the payout over time—especially if you’re not yet at full retirement age.
Let me know if you want a custom scenario or timing strategy—this can be a key piece of your retirement planning puzzle.
I’m divorced. Am I entitled to any Social Security benefits from my ex?
Yes, you may be eligible for benefits based on your ex-spouse’s work record, even if they’ve remarried (or you have not). It’s called a divorced spousal benefit, and here’s what you need to qualify:
You may be eligible if:
Your marriage lasted at least 10 years
You’ve been divorced for at least 2 years (if your ex hasn’t filed yet)
You’re 62 or older
You’re not currently married
Your own benefit is less than what you’d receive based on your ex’s record
What can you receive?
Up to 50% of your ex-spouse’s full retirement benefit
You don’t affect their benefits—it doesn’t reduce what they or their new spouse receive
You can switch to a higher survivor benefit if your ex dies and it’s greater than what you’re receiving
Bonus:
If you’ve had multiple marriages, and each lasted 10+ years, you may have options, Social Security will calculate which gives you the highest benefit.
Want help figuring out if you qualify or which benefit is worth more? Sign up for a Social Security Benefit Review today!
I’m divorced. Do I have to talk to my ex-spouse to get Social Security benefits?
Nope, you don’t need their permission, involvement, or blessing.
If you qualify for divorced spousal benefits, Social Security doesn’t even notify your ex, and they’ll never know you filed based on their record. All you need is:
Their full name
Date of birth
And if possible, their Social Security number (but it’s not required—SSA can usually find it)
As long as you meet the requirements (10+ year marriage, currently unmarried, age 62+, and your benefit is smaller than theirs), you can apply completely independently.
No awkward calls, no rekindled drama—just what you’re entitled to. Want to double-check if you qualify? I can walk you through it.
I’m on SSDI, what happens when I turn 65 (or full retirement age)?
When you reach your Full Retirement Age (FRA)—which is between 66 and 67, depending on your birth year—your Social Security Disability Insurance (SSDI) benefit automatically converts to a retirement benefit.
Here’s what to know:
You don’t need to do anything—the switch happens automatically
Your monthly payment stays the same
It’s simply reclassified as a retirement benefit instead of a disability benefit
No more disability reviews—you won’t have to prove you’re still disabled
You’ll continue receiving Medicare without interruption
Because you were already receiving SSDI, you’ve essentially been getting your full retirement benefit early, without the reduction early claimers get at 62.
Do you work for the Social Security Administration?
No, I do not work for the Social Security Administration (SSA), and neither does Ashbury Boutique Wealth Management or The Leaders Group. We are not affiliated with the SSA in any way.
My role is to help you understand your options and make informed decisions about your benefits based on your unique financial situation.
Disclaimers
Office Visit Confirmation
Always contact your local Social Security office before visiting confirm what paperwork you will need to provide to claim, hours, available services, and required documentation. Not all offices provide the same services or support walk-in appointments.Data Sources and Accuracy
Office location data is sourced from Data.gov. Weather information is provided by the National Weather Service and map directions are powered by Google Maps. While we strive for accuracy, we do not guarantee the completeness or real-time accuracy of this information.No Affiliation with SSA
This website is not affiliated with the Social Security Administration (SSA). Information is provided as a public resource and may not reflect the most recent updates from official sources.
Looking for more info? Head over to the main Social Security page to explore additional resources.
Last updated: July 2025
Source: data.gov